Could Insurance Companies Help with AI Safety?

Epistemic Status: Rough Fermi model, numbers could be off by an order of magnitude, probably not multiple orders of magnitude. Definitely interested in feedback on assumptions you'd change.Long-time lurker here. I think I last posted in about 2010. I've been reading various pieces (here, for example) on whether insurance companies can help solve a conflict of interest problem in AI Safety, and I thought I'd play around with building a simplified insurance pricing model to see if it helped put an...